You may not think too much about the future, yet you still want to start a family. That’s why it’s important to set your financial course in the right direction from the very beginning. Starting a family always brings change—not just in your personal life, but also in your finances. In a household with children, both income and expenses often shift at the same time.

Early family planning also offers many financial advantages. Arrangements for inheritance and estates, as well as potential education insurance or suitable banking solutions for children, can be tailored to your individual life situation. This helps create clarity in advance and avoids unexpected financial burdens.

It is often underestimated that disability due to illness occurs far more frequently than due to accidents. Yet in many cases, it is insufficiently covered. That’s why it’s worthwhile to take this protection gap seriously and ensure targeted protection for yourself and your family.

Additionally, it is advisable to regularly review your personal pension and insurance situation. Changes in legislation or economic developments can create new opportunities but also entail risks. By adjusting your planning in a timely manner, you ensure long-term stability and maintain flexibility.

We will accompany you as completely independent advisors with a holistic approach from the very beginning. To this end, VPZ will offer uncomplicated support that is tailor-made for you.

As holistic yet fully independent advisors, we support you from the very beginning. VPZ provides straightforward, personalized assistance tailored to your needs.