In many areas, we operate in Switzerland with a particularly high sense of corporate responsibility. A central pillar of this approach is our strong culture of trust, a principle actively supported even by the tax authorities. Accordingly, the Swiss tax system deliberately allows room for legal optimization. With a comprehensive analysis, individual tax burdens can be strategically planned and optimized for both the short and long term.

Thoughtful tax planning becomes particularly important when significant financial changes are imminent – for example, when repaying debts, buying or selling real estate, receiving an inheritance, or accessing retirement funds. In such situations, it is advisable to consider the tax implications early on and approach planning in a comprehensive, holistic manner.

Even in everyday life, it is worthwhile to take a close look at opportunities for tax optimization. For example, reviewing your mortgage financing with respect to imputed rental value and interest payments, or assessing whether indirect amortization through the third pillar makes sense, can be beneficial. Voluntary contributions to your pension fund can also help reduce taxes. Those already thinking about retirement should also consider how capital payments from the second and third pillars can be structured in a staggered manner to avoid high tax burdens.

We show you how to achieve immediate benefits without making major changes:

As holistic yet fully independent advisors, we support you from the very beginning. VPZ offers straightforward, tailored assistance to meet your individual needs.