In vielen Bereichen agieren wir in der Schweiz als Gesellschaft besonders verantwortungsbewusst. Ein zentraler Pfeiler dieses Miteinanders ist unsere ausgeprägte Vertrauenskultur, ein Prinzip, das sogar von den Steuerbehörden aktiv mitgetragen wird. Entsprechend eröffnet auch das Schweizer Steuersystem bewusst Spielraum für legale Optimierungen. Mit einer ganzheitlichen Analyse lässt sich die individuelle Steuerbelastung gezielt planen und sowohl kurzfristig als auch langfristig optimal gestalten.

On the one hand, this applies particularly if there are any exceptionally large changes in assets upcoming, such as the release of liabilities, acquisition or sale of residential property, estate regulations, or the upcoming collection of pension funds on retirement. It is always advisable to prepare such changes in good time and to plan ahead in a holistic manner, if only from a tax perspective.

On the other hand, it is worth checking whether all tax deductions permitted by law have been properly utilised:
For instance, mortgage financing (imputed rental value / debt interest) and indirect mortgage amortisation should be checked against the third pillar (private pension scheme). Another check should be made for purchase options of additional retirement benefits (BVG). After that, the splitting of future tax on capital payments (second and third pillars) should be looked into. There, tax traps can be detected and avoided in good time.
The fact is that tax optimisation opportunities permitted by law in Switzerland are enormous. Thanks to such valid optimisations that are accepted by the tax offices, significant tax savings can be made over the following years.

VPZ will show you how to enjoy immediate benefits without major changes:
- Checking of place of residence and its tax implications
- Utilising all possibilities for tax deductions
- Mortgage financing (imputed rental value / debt interest)
- Checking of purchase options of additional retirement benefits
- Splitting of future tax on capital payments (second and third pillars)

We will accompany you as completely independent advisors with a holistic approach from the very beginning. To this end, VPZ will offer uncomplicated support that is tailor-made for you.

Als gesamtheitlich denkende, aber vollkommen unabhängige Berater begleiten wir Sie von Anfang an. Das VPZ bietet Ihnen dafür eine unkomplizierte und auf Sie massgeschneiderte Unterstützung.